Chapter 13 Bankruptcy Attorneys in Chickasha, Oklahoma

If you have recently experienced financial hardships, you are not alone. Many people have fallen into a situation where they are unable to pay their mortgage, can’t pay credit card bills, and have trouble making ends meet with day-to-day activities. When challenges of this caliber arise, it is in your best interests to seek assistance from an experienced bankruptcy attorney.

At The Law Offices of Fergason and Rehl, we can help you get the debt relief you need to get back on your feet. Our bankruptcy attorneys serve clients throughout the state of Oklahoma. We are entirely committed to providing successful legal services with the highest levels of professionalism, integrity, and individualized attention.

Our attorneys assist clients with all types of bankruptcy-related matters, including Chapter 7 bankruptcy, Chapter 13 bankruptcy, credit card debt issues, creditor harassment issues, wage garnishments, and repossessions. We also handle foreclosure defense matters.

Chapter 13: A Reorganization Bankruptcy

Chapter 13 bankruptcy is often referred to as a reorganization bankruptcy, where a portion of your debt is paid back in a three to five-year repayment plan. Payments are made to the trustee each month and then distributed to your creditors. At the end of the repayment plan, the remainder of your unsecured debt is discharged.

What Happens to My Mortgage in Bankruptcy? Keeping Your Home With Chapter 13

For individuals who want to keep their homes, Chapter 13 is often the best solution. In a Chapter 13 bankruptcy, you are given the opportunity to get caught up on your debts over a certain period of time, without interests or penalties accruing. In Chapter 7, you can only keep your home if you are able to immediately get current with your payments.

Contact an Oklahoma Bankruptcy Attorney

As experienced Chapter 13 lawyers, we can help you overcome the challenges you are facing. To schedule a free initial consultation fill out the form below or give us a call today.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.